Douglasville Real Estate Foreclosures Still Steady in 2012
The foreclosures are still steady in metro counties with Atlanta being hit hard still late in 2012 with not much sign of slowing. Carroll and Douglas Counties in general is still experiencing some of the highest foreclosure rates around. The heat map below depicts the degree to which Georgia counties are experiencing the number of foreclosures in September. Both Douglas and Carroll County are high but the leading county is Newton County on the east side of Atlanta with 1 out of every 205 in foreclosure. Carroll County on the west side is 1 out of every 215. A typical slow down will occur during December with many lien holders choosing not to take back properties during holidays but an increase will pick back up in December. If you are facing foreclosure and would like to discuss some alternatives with a real estate agent, please send us a message. <p
Fairfield Plantation Capsure System
Fairfield Plantation in Villa Rica, Ga has a new gate entry system as of the first of the year in 2013. The Capsure, as it is called, is designed to improve security the following ways. Improves Security as follows: Improve Efficiency/Communication Friendly Interface speeds visitor processing Pre-Registration of Visitors (Voicemail/Online) Automatic Notification of Arrivals What Is CapSure? Founded in 2001 Headquartered in Atlanta Markets Residential Premier Communities throughout the US Enterprise Medium Fortune 500 Companies Logistics Major Manufacturing and Distribution Centers Why do we need CapSure? Improve Security Screen and Validate visitors and Contractors Produce credentials for visitors Establish Visitor Watch Lists If you need to contact the Fairfield Plantation POA about your gate access using Capsure, the number is 770-832-2360. Chip Hurst is a local real estate agent in the West Atlanta Area and Fairfield Plantation in Villa Rica, Ga. Heritage Oaks Realty is unlike most real estate companies that force you to do things one way or their way, we believe you should have choices to pick and choose what best fits your individual needs. We are always looking for new ways to make and West Atlanta real estate more efficient AND without sacrificing quality or service. If you’re looking to buy a home in Fairfield Plantatioin or sell your existing Fairfield Plantation property, we will be happy to take care of your real estate needs. Our mission is to provide outstanding customer service while utilizing the best practices and systems available. For more information about List! Buy! Save! real estate services and how we can best serve you. Chip Hurst Heritage Oaks Realty 770.294.9976 Hurst.chip@gmail.com www.WestAtlantaRealEstate.com
The Georgia Dream Home Loan Program
Georgia Dream Home Loan Financing your first home can be challenging. If you have the ability to put down3.5% down payment? One option would be to check into the Georgia Dream down payment assistance program offered by the Department of Community Affairs a minimum of 3.5% and can qualify for an FHA mortgage then you are on your way to buying your next house! So what are your options if you can not put down the 3.5%. The Georgia Dream makes it possible to own your own home with affordable first time mortgages, financing and down payment assistance for qualified buyers. AFFORDABLE FIRST MORTGAGE LOANS It is so easy to qualify! Georgia Dream Loans are available to: • first-time home buyers • those who have not owned a home in the past three years • those who purchase a home in targeted areas WHO ALSO: • have household incomes below the maximum • have liquid assets no more than $20,000 or 20% of the sales price (whichever is greater) • meet mortgage loan credit requirements The loans are 30 year, fixed interest rate mortgages. Local lenders give credit approval for FHA, USDA-RD, VA or conventional uninsured mortgage loans. Georgia Dream Homeownership Qualifications Maximum Household Income Home Sales Price Within the Atlanta Metropolitan Statistical Area If you purchase a home in Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Newton, Paulding, Pickens, Pike, Rockdale, Spalding or Walton Counties, your total household income (based on the number of people living in the home) can be no more than: • One to two persons $69,000 • Three or more persons $79,500 The sales price of the home cannot exceed $250,000 Outside the Atlanta Metropolitan Statistical Area If you purchase a home in a county not listed in the Atlanta MSA above, your total household income (based on the number of people living in the home) can be no more than: • One to two persons $59,500 • Three or more persons $68,500 The sales price of the home cannot exceed $200,000 The greatest hurdle for many prospective home buyers is the down payment. Borrowers who qualify for Georgia Dream First Mortgage Loans also qualify for down payment assistance. The borrower must… • use the loan in conjunction with a Georgia Dream First Mortgage Loan • complete individual credit counseling as per the guidelines on page 5 of this brochure and provide a certificate of completion • contribute a minimum of $1,000 to the purchase transaction Down Payment Loan Options STANDARD All eligible first time home buyers qualify for $5,000 PEN Eligible first time home buyers who are employed in qualified public protection, military, health care or education qualify for $7,500 CHOICE Eligible home buyers whose household includes an individual living with a disability qualify for $7,500 CO-OP Eligible home buyers who are employed by local governments in participating Co-Op communities qualify for $7,500 Contact – Brand Mortgage is West Atlanta Real Estate’s Participating Lender – 770-402-5600 Contact a Georgia Dream Participating Lender for pre-qualification and to begin the mortgage loan process. Complete Credit Counseling Complete Complete individual credit counseling to learn more about buying a home and to make sure the home you choose is within your budget. TARGETED AREAS The Georgia Dream Homeownership Program is available to eligible first time home buyers in all Georgia counties. However, if you purchase a home in oneof the targeted areas shaded in green below, or in a targeted census tract in one of the counties listed below the map, the first time home buyer rule does not apply. Check with your lender for program guidelines.Home Buyer Education Home Buyer Counseling is required for ALL GEORGIA DREAM LOANS. Borrowers with low middle credit scores of 620-639 must complete individual credit counseling or attend a home buyer workshop provided by a DCA or HUD approved agency. DCA funded agencies are listed below. A list of HUD approved agencies is available at www.hud.gov/georgia. Borrowers with low middle credit scores of 640 or higher may choose to complete individual credit counseling, attend a home buyer education workshop or complete home buyer education online at www.ehomeamerica.org/dca. What is the Georgia Dream Program? Who qualifies for a Georgia Dream Loan?
Fairfield Plantation has lifted the “no wake” ban
Fairfield Plantation Lifts Water Ban After much anticipation and a 2011 summer without being able run their boats above an idle speed, the Lakes and Dams committee announced that the lake has reached full pool. Many residents that use the lake have been in fear that the water levels wouldn’t rise in time for summer use. With this news, boat owners must still have their boating permits current prior to using the lake. Looks like cold weather will hold many lake lovers back until warmer days approach but as of Sunday February 3, 2013 a few bold Jet Skiers were out on the lake with their wet suits.
Mirror Lake Golf and Country Club
Seven Hills – From the Mid 200s
The Georgian / The Frog – From The 200s
207 Sequoia Pointe, Carrollton Ga 30116
Schedule a Showing/Request Info Carrollton Ga Homes for Sale Search All Homes For Sale Free List of Foreclosed Homes For Sale Avoid Foreclosure Short Sale Homes For Sale What is your home worth? FREE HUD Report: How to Buy FREE List of HUD Homes for Sale Chip Hurst Maximum One Realty Greater Atlanta 770-919-8825 Questions? Schedule a Showing! Information valid for the date of this posting only. Please contact us for the most current information and status of this property. 207 Sequoia Pointe Carrollton, GA Scan with your smartphone & take me with you. Description Features Photos Maps & Local Schools Just Listed Carrollton HUD Just Listed – 100 Down Payment Program $ Click for current price 3 BEDROOMS 2 BATHROOMS (2 full) 1548 Square Feet L2L Property Websites WP
255 Morgan Rd Unit D3, Carrollton, GA
Schedule a Showing/Request Info Carrollton Ga Homes for Sale Search All Homes For Sale Free List of Foreclosed Homes For Sale Avoid Foreclosure Short Sale Homes For Sale What is your home worth? FREE HUD Report: How to Buy FREE List of HUD Homes for Sale Chip Hurst Maximum One Realty Greater Atlanta 770-919-8825 Questions? Schedule a Showing! MLS#: 3244958 Information valid for the date of this posting only. Please contact us for the most current information and status of this property. 255 Morgan Rd Unit D3 Carrollton, GA Scan with your smartphone & take me with you. Description Features Photos Maps & Local Schools Just Listed Close to UWG – HUD Home – $100 Down Avail $ Click for current price 3 BEDROOMS 2 BATHROOMS (2 full) 1438 Square Feet L2L Property Websites WP
376 Mote Rd, Carrollton, Ga – HUD Home For Sale
Schedule a Showing/Request Info Search All Homes For Sale Fairfield Plantation Homes For Sale Free List of Foreclosed Homes For Sale Avoid Foreclosure Short Sale Homes For Sale What is your home worth? FREE HUD Report: How to Buy FREE List of HUD Homes for Sale Chip Hurst Maximum One Realty Greater Atlanta 770-919-8825 Questions? Schedule a Showing! MLS#: 7051746 Information valid for the date of this posting only. Please contact us for the most current information and status of this property. 376 Mote RoadCarrollton Carrollton, GA Scan with your smartphone & take me with you. Description Features Photos Maps & Local Schools You Gotta Act FAST! $ Click for current price 3 BEDROOMS 2 BATHROOMS (2 full) 1904 Square Feet L2L Property Websites WP